Our methodology
Six stages. Zero mystery.
Every stage is explained before you take it. Every action is documented. You're the one driving, we're the one advising.
Stage 0101
Strategy Call
Free 30-minute call. We review your situation, confirm fit, and recommend the right package.
Stage 0202
Engagement Letter & Payment
Clear, written scope of what we will and will not do together. Payment plans available.
Stage 0303
Report Pull & Diagnosis
You pull your 3-bureau report through SmartCredit. We analyze it line by line.
Stage 0404
Written Strategy Report
You receive a personalized written document with findings, priorities, and recommended actions.
Stage 0505
Consulting Sessions
Scheduled sessions where we coach you through execution. You act; we advise.
Stage 0606
Closure & Continuity
Engagement closes with a written summary. You decide whether to graduate to Advisory or self-maintain.
